If you're headed to the bank to depositR$50,R$800, or evenR$1,000 in cash, you can go about your affairs as usual. But the deposit may be reported if you're depositing a large chunk of cash. When banks receive cash deposits of more thanR$10,000, they must report it to the IRS.

Typical minimum account balance requirements for traditional savings accounts range from $300 toR$500, although amounts vary and some banks have no minimum requirements. The minimum balance amount may be a minimum daily balance or a minimum monthly average.